Billing & Insurance
We accept most commercial insurance plans, however it is your responsibility to understand whether your insurance has limits on the doctors you can see, or the services you can receive.
If you provide complete and accurate information about your insurance, we will submit claims to your insurance carrier and receive payments for services. Depending on your insurance coverage, you may be responsible for co-payments, co-insurance, or other deductible amounts.
Deductible: is an amount that must be paid by the patient before insurance will begin paying.
For example: The patient has a $3,000 deductible. They have to pay $3000 towards their office visits, procedures, etc before the insurance will make a payment on their behalf.
Copay: The fixed amount a patient owes for healthcare services. It is determined by the insurance and is due at the time of service.
Co-insurance: A percentage of the healthcare costs that is the patient’s responsibility. It usually applies after the deductible is met.
If you have a co-insurance of 20%, that means you will pay 20% of the allowed payment and your insurance will pay 80%.
For example: the insurance allows $51.00 for an office visit. If you have a 20% co-insurance you will owe $10.20 and your insurance will pay $40.80.
Please contact our billing office or call your insurance carrier should you have questions.